Ideographic: A person's 亻 duty 责; 责 also provides the pronunciationRadical:

meaning for zhài:

  • - debt
  • - Classifiers: 笔 debt
  • - liability
  • - amount due
  • - indebtednessnational debt
  • - government debtbond
  • - debenturecreditor's rights (law)foreign debt